Archive for February, 2006

Student Loan Consolidation

Tuesday, February 28th, 2006

If you’re eligible, it’s very important to consolidate your Federal student loans prior to July 1. The Department of Education sets the student loan interest rate (variable if not consolidated) to go up or down on July 1 of each year. The rate you receive depends on several factors. The [...]

Popularity: 30% [?]

Tax Refund Anticipation Loans

Tuesday, February 21st, 2006

The IRS owes you a tax refund.  You want it now!  Anxious to get your money, you start considering one of those ”instant refunds”, or generally termed Refund Anticipation Loans (RALs), you see frequently advertised on television.  What’s wrong with that?  Well, let’s take a closer look at RALs to see.
First off, I wanted to point out [...]

Popularity: 24% [?]

Common Credit Card Frauds and Prevention

Tuesday, February 14th, 2006

Love is in the air. As we celebrate, or lament, the Valentine’s Day holiday, many of us are using our credit cards to make a purchase for our special someone. You’re buying online, but you’re a careful shopper. You only go to known and trusted sites. Suddenly an email in your mailbox states there’s a problem with the card you just used to buy your sweetheart three dozen roses! What do you do?

Popularity: 21% [?]

Is an IRA the Cure for Your Tax Bill?

Tuesday, February 7th, 2006

Tax time is no fun for those who owe money to the IRS. Often touted as the cure all for your troubles is an IRA. “Why pay the IRS when you can pay yourself?” Well, nothing is ever as simple as it seems. Here’s some info on the often misunderstood Individual Retirement Account.

Popularity: 22% [?]

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