When I got my mortgage, I knew I wanted to make extra principal payments because 30 years of payments scared me. Considering I wasn’t even 30 years old, 30 years of payments was an insane commitment and I wanted out of it as soon as possible, while still keeping the house, of course.
I had heard [...]
Popularity: 50% [?]
Badge engineering saves auto makers money by having them not reinvent the wheel, so to speak. They come up with a good vehicle and share it among their divisions who then sell the vehicle under the different name. The divisions make their own customizations to styling and options but it is basically the same vehicle. It saves the auto makers tons of money.
Popularity: 20% [?]
The US House of Representatives is trying to make good on some of their campaign promises. They voted today (356-71) to halve need-based student loan interest rates to 3.4% over the next 5 years.
The bill now moves on to the Senate where it’s going to face a much tougher time than it did in the [...]
Popularity: 47% [?]
I know it’s only the second week in January, but I am always so anxious about my taxes that I feel the need to talk about them. A lot.
For years, my husband and I always owed the IRS. We had no kids, no property, both worked and didn’t contribute to any pre-tax retirement accounts. We [...]
Popularity: 27% [?]
The new year is finally upon us and my first thought is, “Darnit, when can I start my tax return?” I downloaded TaxAct 2006 and was reading about the tax changes for this year when I noticed the refund for Federal Excise Tax charges on our long-distance telephone service. I remembered reading about this six months ago and promptly [...]
Popularity: 41% [?]