Archive for June, 2007

Cleaning Up the Authorized User Accounts

Tuesday, June 12th, 2007

I’m trying to prepare for the FICO scoring change I talked about in my Piggybacking on Good Credit Going Away post previously. 
In determining what accounts my husband is joint on and which ones he is just an authorized user on, I started looking at our credit reports.  Next to the account name on the reports I [...]

Popularity: 58% [?]

Piggybacking on Good Credit Going Away?

Wednesday, June 6th, 2007

I posted about piggybacking for dollars recently, a practice where those with poor credit pay to get added as authorized users on credit cards belonging to those with good credit.  This results in a credit score boost, allowing those with poor credit to get offers of credit based on their artificially-boosted score.  Piggybacking is also [...]

Popularity: 44% [?]

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