I used to love shopping at Macys. Love it. I’d go there during my lunch hour and just browse the store, specifically the fine china and crystal section. When I would go to bridal showers and see people open gifts, everyone would be amazed at how much I was able to identify those gifts site. I have [...]
We recently made the decision to stop using our Capital One credit card and we’re both using my old Visa rewards credit card.
Capital One noticed this lack of activity on the card and sent us a letter asking us to call for a free upgrade to our credit card: No Hassle Rewards, Improve Other Card [...]
Wow. Can you believe it? After all of the criticism that Capital One has received for years by not reporting credit limits to credit reporting agencies, they are caving and will be reporting them by the end of the year.
I’m trying to prepare for the FICO scoring change I talked about in my Piggybacking on Good Credit Going Away post previously.
In determining what accounts my husband is joint on and which ones he is just an authorized user on, I started looking at our credit reports. Next to the account name on the reports I [...]
I posted about piggybacking for dollars recently, a practice where those with poor credit pay to get added as authorized users on credit cards belonging to those with good credit. This results in a credit score boost, allowing those with poor credit to get offers of credit based on their artificially-boosted score. Piggybacking is also [...]