The hubby and I have been in our house for over 4 years now and I can definitely see why the average first-time home buyer stays in their first home about 5 years. I can run off an arm’s length list of things that bug me about my house. No one but me notices most [...]
MyMoneyBlog has once again brought great things to my attention. I just spent a long time reading two articles from car salesmen - one reformed and one undercover for Edmunds. The Edmunds article was especially enlightening about the training of car salesmen, what to expect and what’s really going on behind the scenes.
These are must reads.
I don’t [...]
Right now, I’m still escrowing my property taxes and homeowner’s insurance through my mortgage company. In Pennsylvania, these bills are all mailed directly to the homeowner and then the homeowner forwards them along to the mortgage company who pays them out of their escrow account.
My husband and I did a spousal consolidated of our student loans with Sallie Mae a couple of years ago. He had a loan there and I wanted to simplify our life by consolidating loans so we did. This was a good plan and seemed to work out well.
Early in 2006, we paid off the [...]
When I got my mortgage, I knew I wanted to make extra principal payments because 30 years of payments scared me. Considering I wasn’t even 30 years old, 30 years of payments was an insane commitment and I wanted out of it as soon as possible, while still keeping the house, of course.
I had heard [...]