Archive for the 'Credit' Category

Educating Capital One Customer Service Reps

Friday, October 19th, 2007

We recently made the decision to stop using our Capital One credit card and we’re both using my old Visa rewards credit card.
Capital One noticed this lack of activity on the card and sent us a letter asking us to call for a free upgrade to our credit card:  No Hassle Rewards, Improve Other Card [...]

Gas Stations Reserving Credit Funds Experiment

Saturday, October 13th, 2007

I’ve mentioned this before and have read tons on this.  When you use a card to pay at the gas pump, the gas station will reserve an unusually high amount of money and hold onto it for far too long before relinquishing that hold on your money.  This is a big problem for people that [...]

Outing Myself As a Troublemaking Consumer

Friday, September 28th, 2007

(SPECIAL FUN:  See how many geeky things you notice in the story below.)
Tonight was my husband’s turn to make dinner so when I heard, “Hey, let’s order pizza!” I wasn’t surprised.  It’s ok, though, because it’s Friday night.  I feel it’s almost a reward for making it through yet another week at work.   (Have I [...]

Capital One Will Report Credit Limits By End of Year

Sunday, August 5th, 2007

Wow.  Can you believe it?  After all of the criticism that Capital One has received for years by not reporting credit limits to credit reporting agencies, they are caving and will be reporting them by the end of the year.

Capital One’s Over The Limit Policy Choices

Tuesday, July 17th, 2007

I received a notice from Capital One that I can choose to change my Over the Limit policy. 

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